Cape Cod's Local Mortgage Team • NMLS #21548

Meet Team Steenstra

Team Steenstra at New American Funding — led by Branch Manager & Senior Loan Officer Eric Steenstra — helps buyers, homeowners, and retirees across Cape Cod, Plymouth, Norfolk, and Bristol Counties finance their next move.

Top 1% Loan Officer Nationally  |  Reverse Mortgage Specialist  |  NMLS #21548

Clear guidance. Fast preapprovals. Real answers from a local loan officer who picks up the phone.

⭐️⭐️⭐️⭐️⭐️ 150+ Five-Star Client Reviews

All loans subject to underwriting approval. Equal Housing Opportunity. NMLS #21548.

Meet Eric

Local Expertise. National Resources. Personal Service.

This is what clients get when they work with Team Steenstra.

Clarity — Straight answers, simple explanations, zero confusion.

Speed — Fast preapprovals and proactive updates from application to closing.

Specialty Expertise — Reverse mortgages, self-employed and complex-income lending.

Eric Steenstra, Cape Cod mortgage lender NMLS 21548
Eric Steenstra

Branch Manager & Senior Loan Officer | NMLS #21548

Local Matters Across Cape Cod & the South Shore

Flood zones, seasonal and second-home financing, self-employed income, and Cape Cod’s unique property mix all call for a lender who knows the area. Eric and the Team Steenstra team live and work on Cape Cod — primarily serving Barnstable County, with a growing base across Plymouth, Norfolk, and Bristol Counties.

Reverse Mortgage Isn’t a Last Resort. It’s a Strategy.

Most lenders treat reverse mortgages as an afterthought. Eric treats them as a flagship specialty — helping Cape Cod homeowners 62+ turn home equity into retirement cash flow, eliminate a monthly mortgage payment, or fund the next chapter of life, on their terms.

Reverse Mortgage

Turn home equity into retirement income. Eric is Cape Cod’s reverse mortgage specialist — no monthly mortgage payments, flexible payout options, and honest guidance for homeowners 62 and older.

Cash-Out Refinance

Put your home equity to work — renovations, debt consolidation, or a second property. Eric finds the cash-out refinance structure that fits your goals.

Self-Employed Lending

Bank-statement and non-traditional income programs for Cape Cod’s business owners, freelancers, and 1099 earners — no W-2 required.

Why Choose Eric

Top 1% Loan Officer Nationally. Cape Cod Roots. Personal Service.

Eric Steenstra brings a Series 7 financial-advisor background and years of hands-on mortgage experience to every client — with honest advice and a personal commitment that carries you from the first call through closing and beyond. He’s proficient across reverse, FHA, jumbo, cash-out refinance, rehab, and self-employed lending programs, and is licensed in MA, FL, RI, NH, ME, PA, and NC.

Competitive Pricing

Eric and the Team Steenstra team work every file to secure competitive pricing on New American Funding’s full menu of loan programs, saving you money every month and over the life of your loan.

Free Consultations

Eric offers free, no-obligation consultations to every client so you can explore your options without any pressure or upfront cost.

Lifetime Tracking

Eric monitors your loan long after closing, keeping you informed about refinancing opportunities and market changes that could benefit your finances.

24/7 Premium Support

Eric and the Team Steenstra team are always available to answer your questions, providing dedicated support throughout every stage of your mortgage journey.

What Our Clients Are Saying

⭐⭐⭐⭐⭐ 4.9/5
from over 150 verified clients on Experience.com and Google