Cape Cod

Mortgage & Home Financing on Cape Cod

Cape Cod is home — it’s where Team Steenstra is based, and it’s the market we know better than anyone. From year-round residents in Hyannis and Barnstable to buyers financing a summer place in Chatham or Falmouth, we understand what makes lending on the Cape different: seasonal markets, second-home financing, waterfront valuations, and a large community of retirees.

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Why Cape Cod Buyers Work With Team Steenstra

Based right in Hyannis, we’re your neighbors. We know the towns, the appraisers, the seasonal rhythms of the Cape market, and the loan structures that fit a community where many properties are second homes or vacation rentals. You get direct access to Eric and his team — not a call center.

How We Help on the Cape

Second-Home & Vacation-Property Financing

A Cape Cod specialty, structured for buyers whose primary residence is elsewhere.

Reverse Mortgages for Cape Retirees

Many longtime Cape homeowners are equity-rich; we help retirees access that equity to stay in the homes they love.

Jumbo Financing

Financing options for higher-value and waterfront properties.

Refinancing & Cash-Out

For homeowners looking to lower their payment or fund improvements.

Towns We Serve on Cape Cod

Hyannis, Barnstable, Yarmouth, Sandwich, Falmouth, Mashpee, Dennis, Brewster, Chatham, Harwich, Orleans, Bourne, and the rest of Barnstable County.